fb tw g linkedin pnt

Insuring the important things in lifeCall-Light-Final
We search and compare, you save
Talk to an expert today: 0800 121 8744

Insurance Genie

Insurance Genie

Hi i am the insurance Genie.


I'm here to help you understand the world of insurance and explain the benefits of each insurance policy available from www.insure4you.net. I release regular articles giving you information on insurance policies relevant to you and keep you updated on the best insurance offers in the current market, everyone likes to find the right policy at the best price!!!


With my regular updates you, and your friends and family can benefit from great deals whilst learning the ins and outs of the insurance world giving you a better understanding of what you are buying now and in the future saving you £1000,s in the long run.


If you like my articles please share them so more people can benefit from my weekly research,articles, and offers.

As any company director knows being in charge of the running of a business is a big responsibility, particularly one in charge of a number of employees or with other companies replying on them in a supply chain. Consider then what might happen If a director or other person essential to the business died suddenly or was diagnosed with a critical illness. Without a company director a business could be in significant trouble both financially and operationally. Having director share protection in place could be the ideal solution for a business. This type of insurance is intended to protect companies in case they lose a key person unexpectedly. Director share protection is a way to safeguard against situations in which companies may find themselves in difficulty, particularly from the financial and legal aspect of things which might take time and money to resolve. Additionally, it prevents people from having shares who may have no experience or relevant interest in the company.

Keeping Business Running

If a director of a company passes away, executives may not be able to purchase the director’s shares. As well as losing the director’s guidance and potentially risking a closure of operations, dealing with finances contributes to further problems for the company to tackle. Putting a director share protection plan in place that includes direction on what should happen in a company in the case of death or illness, could help a company out long term and ensure a healthy future regardless of what may happen to an individual. Director share protection can enable other directors of the company to purchase shares if another director dies. This means that in these circumstances, the rest of the company can maintain legal as well as financial control.

...
Hits: 10925
Rate this blog entry:

People work hard to buy the things they want and need and quite often as a matter of course they purchase insurance that will protect their material possessions, such as a car, phone or other expensive item. Buying an appropriate insurance policy is a sensible step and gives people the reassurance that the things they love will be covered in the event that they are lost, stolen or broken beyond repair. However, people regularly overlook protecting the thing that could be described as the most important possession of all – their lives. In fact, purchasing life assurance could be described as the most essential investment a person could make for themselves and their loved ones.

Don’t Leave Loved Ones Behind Empty Handed

People who are healthy and have a stable income tend not to think about the end of their lives, let alone think about making arrangements for life assurance. Forward planning in this way might seem depressing particularly as it could relate to circumstances such as death or illness – the same reason why many people also prefer not to think about making a will. People typically think that death or serious illness only occur later in life, however there is no way of predicting the future and the reality is that death or a life limiting diagnosis could occur at any time. Safeguarding family and loved ones by investing in life assurance means that in the case of an unforeseen situation, a person's family will be taken care of, which in turn could give peace of mind to all parties concerned.

...
Hits: 11826
Rate this blog entry:

Starting out on the property ladder, downsizing or selling a property to purchase a bigger home can be a daunting yet exciting prospect. For many people buying a home is the biggest investment they will ever make. However, whether someone is buying their milestone first home, buying a sought-after retirement escape, or simply changing location they could worry about how they might make the repayments if things went wrong. Like any long term commitment, having a mortgage should not be taken for granted and individuals should take care to maintain repayments or they might risk losing their home. Of course a person buying a house or other property could choose to take out mortgage protection insurance which would pay out in the event of illness, death and loss of income. 

Taking Care of Home and Family

Just like life assurance and critical illness, mortgage protection could be crucial for families. Homeowners stand a chance of losing their home in the event of illness, death, and loss of income. If a person can no longer pay the mortgage repayments or worse still is not alive to do so it could leave them and their families financially ruined. If a person becomes seriously ill this could be an added worry that families can well do without. In the worst circumstances individuals may be left having to sell their homes, risk the bank repossessing their property or face bankruptcy. Mortgage protection insurance could help families avoid all this by paying off the remaining mortgage after death, and also in the case of illness or unemployment keep up the repayments until things improve. 

...
Hits: 10359
Rate this blog entry:

The reason for getting life insurance quotes and taking out a policy is simple. We want to ensure our loved ones get the cover we have set up for them. So it makes sense to ensure we do everything we can to get that payout easily if the time should come.

Here are ten ways to ensure you get the result you desire.

  1. Declare all information.

Read through the life insurance application form carefully and declare everything. Non-disclosure is a big reason for insurers not paying out on a claim.

...
Hits: 12284
Rate this blog entry: