Van insurance is designed to cover the use of a van, regardless of whether you use that van for business reasons or for personal reasons (or even a mix of both). As such it can be a little more complex than buying car insurance, so it is important to understand what is covered and how to buy it.
What does van insurance cover?
The basic premise behind van insurance is much the same as car insurance. It will cover the cost of repairs required to the other party’s vehicle after an accident if you are found to be at fault. It will also cover incidents of theft or criminal damage, should they occur. If you get comprehensive cover and you are involved in an accident you caused, your van will be covered as well as the other vehicle(s).